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What is PHP insurance?
If your card has the PHP logo in the upper left corner, Physicians Health Plan is your healthcare insurance company. If your card has your employer/company name in the upper left corner, Physicians Health Plan is not your healthcare insurance company.
Does PHP actually sell insurance?
As a multi-level marketing (MLM) company, PHP sells financial products like life and health insurance with the help of more than 20,000 licensed agents.
How do PHP agents make money?
agents are 1099 - independent contractors, not W-2 paid employees. Their earnings are based on the sale of products offered through PHP Agency, LLC. representing life insurance carrier partners. Agents must obtain required insurance licenses prior to selling such products and earning a commission.
Is PHP a good agency?
Is the People Helping People agency a scam? Bottom line, despite its multi-level marketing hierarchy (I'll talk more about this briefly), People Helping People is definitely not a scam. In fact, PHP is a legitimate financial services company helping hundreds of thousands of people across the country.
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